You’ve got questions about surrogacy in Illinois—and that’s completely normal! Whether you’re just starting to consider this journey or you’re ready to take the next step, we’ve heard these questions countless times before. There’s no such thing as a silly question when you’re thinking about something as meaningful as helping create a family.
Below, we’ll tackle the most common questions women ask about becoming a surrogate in Illinois. Learn more about becoming a surrogate and discover if this meaningful journey is right for you. We’re here to support you every step of the way. If you have more questions and want to talk to a specialist, we can connect you.
How Do I Get Started?
Q: What are the basic requirements to become a surrogate in Illinois?
In Illinois, you’ll generally need to be between 21-40 years old, have had at least one successful pregnancy and delivery, maintain a healthy BMI, and be a non-smoker. You’ll also need to be financially stable (surrogacy isn’t meant to be your primary income source) and emotionally prepared for this journey. Learn more about specific surrogate mother requirements to see if you meet the criteria.
Q: Where do I even begin this process?
The first step is usually reaching out to learn more—which you’re already doing!
Next, you’ll want to research agencies (like American Surrogacy) or consider independent surrogacy. Most women find that working with an experienced agency provides better support and guidance throughout the process. Getting started as a surrogate involves an application, medical and psychological screening, and matching with intended parents.
Q: How long does the application process take?
From initial application to being matched with intended parents typically takes 2-4 months, though this can vary. The screening process is thorough—including medical exams, psychological evaluations, and background checks—but it’s designed to ensure everyone’s safety and success.
Will I Be Legally Protected?
Q: Are surrogacy agreements legally binding in Illinois?
Yes! Illinois has some of the most surrogate-friendly laws in the country. Surrogacy contracts are legally enforceable, and there are strong protections in place for surrogates. You’ll have your own attorney (paid for by the intended parents) to review all agreements and ensure your rights are protected.
Q: What if something goes wrong during pregnancy?
Illinois law provides clear protections for surrogates. Your medical decisions during pregnancy are yours to make, and you can’t be forced into any medical procedures you don’t consent to. The intended parents will carry comprehensive insurance that covers all pregnancy-related medical expenses, and you’ll have legal representation throughout the process.
Q: Who makes medical decisions during pregnancy?
You do! As the surrogate, you retain the right to make medical decisions about your body and the pregnancy. However, most surrogacy agreements include guidelines about lifestyle choices and medical care that everyone agrees to upfront. Understanding surrogacy laws and legal information can help you feel more confident about your protections.
Questions about Money (No Judgment Here)
Q: How much do surrogates get paid in Illinois?
Let’s talk numbers honestly. In Illinois, first-time surrogates typically receive $40,000-$50,000, while experienced surrogates often earn $50,000-$60,000 or more. This base compensation is separate from medical expenses, which are covered entirely by the intended parents. Learn more about how much surrogates get paid for a detailed breakdown.
Q: When do I get paid?
Compensation is typically paid monthly throughout the pregnancy, starting after the heartbeat is confirmed. Some agreements include a signing bonus or monthly payments that begin earlier. All financial arrangements are clearly outlined in your contract before you begin.
Q: What expenses are covered in Illinois?
Everything pregnancy-related! This includes all medical appointments, medications, maternity clothes, and travel to appointments, lost wages for bed rest, and even life insurance during pregnancy. You shouldn’t pay for anything related to the surrogacy out of your own pocket.
Q: Is this considered income for tax purposes?
Yes, surrogacy compensation is typically considered taxable income. However, many expenses can be deducted, and some surrogates work with tax professionals to ensure they’re handling everything correctly. We recommend consulting with a tax advisor who understands surrogacy arrangements.
How Does Surrogacy Work in Illinois?
Q: What’s the timeline from start to finish in Illinois?
The entire process usually takes 12-18 months from your initial application to delivering the baby. This includes:
- Screening (2-4 months)
- Matching with intended parents (1-3 months)
- Legal contracts (1 month)
- Medical preparation and embryo transfer (2-3 months)
- Pregnancy (9 months)
Q: How are intended parents chosen in Illinois?
You get to choose them! Most agencies provide profiles of intended parents, and you’ll select someone whose values, communication style, and expectations align with yours. Understanding how to find intended parents and knowing what questions to ask helps ensure a good match.
Q: What’s the medical process like?
The surrogacy medical process involves fertility medications to sync your cycle with the intended mother’s (or egg donor’s), followed by the embryo transfer procedure. Most transfers are successful within 1-3 attempts, though this varies by individual circumstances.
Q: How involved are the intended parents during pregnancy?
This varies by arrangement and everyone’s preferences. Some intended parents want to attend every appointment and stay in close contact, while others prefer updates but give you more space. You’ll discuss communication preferences and boundaries before matching—there’s no right or wrong approach, just what works for everyone involved.
What Will Be Covered for Me – Medically?
Q: What if I have pregnancy complications?
All pregnancy-related medical care is covered by the intended parents’ insurance or through insurance they provide for you. This includes complications, bed rest, emergency care, and delivery—regardless of the type of delivery needed. Maintaining a healthy surrogate pregnancy is a priority for everyone involved.
Q: What about postpartum care?
Your postpartum medical care is covered just like the rest of your pregnancy-related healthcare. This includes follow-up appointments, any complications that arise, and mental health support if needed.
How Do I Tell My Family?
Q: How do I explain surrogacy to my kids?
Kids are often more adaptable than we expect! Many surrogates explain that they’re helping another family have a baby because not everyone can grow babies in their own bellies. Explaining surrogacy to your children provides age-appropriate language and strategies.
Q: What if my family doesn’t support my decision?
This can be challenging, but remember—this is your decision to make. Sometimes family members need time to understand and process your choice. Providing educational resources and giving them space to ask questions often helps. Talking to extended family about surrogacy offers practical tips for these conversations.
Q: Will this affect my marriage/relationship?
Surrogacy definitely impacts your relationship, which is why discussing surrogacy with your spouse is crucial before moving forward. Many couples find that the experience brings them closer together, but it requires good communication and mutual support throughout the process.
Still Have Questions?
Whether you’re just curious about what it’s like to be a surrogate mother or you’re ready to seriously consider whether surrogacy is right for you, we’re here to help you find the answers you need.
Have more questions about surrogacy in Illinois? We can connect you to a specialist.